How to make a BCA credit card for ACC Speed
Quite a few people think that how to make a BCA credit card is so difficult. BCA is indonesia’s largest private bank. In the community, year after year, BCA becomes the best private bank in terms of products, services and more.
Variousservices and products are provided by BCA, one of which is a credit card. Among the different types of credit cards offered by banks, it can be said that BCA credit cards have many enthusiasts. Even every day, there are people who are interested in applying for a BCA credit card.
Nowadays, the C card redit is like menjhasin a need, especially in masa as it is the case now, compared tokan by making cash payments, paying using a credit card is considered more fun and convenient. We only have to pay the full bill at the end of the month.
Even for business people, credit cards are very useful because they can be used to buy goods for production needs first andat the end of the month it is enough to make payments based on the amount of the bill. If you are increasingly interested in using a BCA credit card, here’s how to create a BCA credit card and complete information.
Benefits of having a BCA credit card
Having a BCA credit card will certainly offer various advantages over credit cards from other banks. First advantage, you can take advantage of very competitive credit interest rates. All the BCA credit cards you use, whether Visa or Master Card, all have very attractive interest rates.
Secondly, you can shop abroad at ease. You can make purchases abroad using a BCA credit card safely, in addition to the exchange rate belonging to this credit card is very low. BCA even provides BCA Travel Service, which will help you during your holiday abroad.
Third, payments are received in real time. If you make a credit card payment using a BCA ATM, BCA over the phone orusing ber as b e r as bCA’s transaction facility, automatically the amount of the limit you have increases immediately at thattime, even if you makethe payment on holidays.
Fourthly, it has a very large network of merchants. How to make a BCA credit card is so sought after, one of which is because of this benefit. The network of merchants belonging to BCA credit cards is very extensive, even supported by more than 1200 branches spread throughout the country. BCA has even collaborated with 6500 traders.
Types of CC BCA You Should Know
BCA offers a wide choice of credit card types and is divided according to payment. In addition, the limit of this credit card is also different, so you can adjust it to your needs and income. Here is more information about choosing BCA credit card types:
- BCA card. Several cards included in the BCA card type such as the Everyday card. The limit of this card is IDR 3 million and has an annual fee of IDR 125,000. There is also a Platinum card with a limit of IDR 20 million and an annual fee of IDR 250,000. Finally, there is the Indomaret card with a limit of IDR 3 million and an annual fee of IDR 125,000. How to make a BCA credit card is quite easy.
- BCA Mastercard. In the BCA Mastercard type, the platinum type has a limit of IDR 20 million while the annual fee is IDR 450,000, the Black type has a limit of IDR 20 million and an annual fee of IDR 450,000, finally the Matahari Mastercard Card, a limit of 3 million and an annual fee of IDR 125,000.
- BCA Visa Card. Visa Batman has an annual fee of IDR 125,000 and a limit of IDR 3 million, a Visa Black limit of IDR 20 million and an annual fee of IDR 450,000, a Singapore Airlines visa, an annual fee of IDR 500,000 and a limit of IDR 20 million. How to make a BCA Black credit card is quite difficult, but the limit given is great.
- JCB BCA card. JCB BCA card types are divided into 2 types, namely national privileges and global privileges. This credit card product is actually a special product so that information about annual fees and card limits, you can contact BCA contact directly.
How to make a BCA credit card
Before making a BCA credit card, you must ensure that you have met the various requirements provided by BCA, such as the minimum age of the card applicant is 21 years and a maximum of 65 years, then the minimum monthly income is Rp. 4 million and for some cards at least Rp. 3 million.
Documents that need to be prepared when you want to apply for a card such as ID cards, proof of income for employees and professionals. If you are self-employed by profession, you must attach financial statements. In addition, other files such as photocopies of savings accounts. NPWP, a professional license for those of you who work as professionals and an act of business establishment for the self-employed.
If different types of documents are complete, the way to create a BCA credit card can be done both online and offline. If you wish to apply online, you can visit the BCA website directly or through the financial services that have collaborated with BCA.
If you choose to apply for a credit card offline, simply go to the nearest BCA branch, bringing various documents. Later, customer service will help you process the card application. Fill out all the forms provided by customer service, make sure you fill them out completely. So that the card can be processed faster.
Tips for accepting BCA credit card applications
Although it is very easy to create a BCA credit card , in order for your credit card application to be accepted, you must meet various conditions. You must complete all the documents requested by the bank. In addition, make sure that the requested documents are in accordance with your needs, so that the request can be processed quickly.
Second, make sure you have a good credit history. BCA bank certainly doesn’t want to accept applications if you have a bad credit history. So make sure you don’t have any payment arrears or non-performing credit history for at least the last 6 months. If you still have payments, make sure you pay on time.
Third, the income meets the criteria required by the bank. It was explained that the minimum income must be IDR 3 million and some cards are IDR 4 million. Make sure your income is appropriate. Some types of jobs can be quite risky, if so, you can start saving using BCA so that there are enough savings out there.
fourth, have enough savings in a BCA account. In fact, it will be easier if you have a sufficient amount of money in your BCA account or if you have been a BCA customer for many years. By becoming a loyal customer, of course, the bank will consider your application well.
The BCA credit card can indeed be the best choice for those of you who want to have a credit card with professional and comprehensive services, especially since the offers provided each month are very attractive. How to make a BCA credit card is also very easy and the process is very fast, so what are you waiting for.